1. What is Grow by Gotrade?
Grow by Gotrade lets you earn money on your idle USD cash — automatically.
Any cash you’re not using to trade sits in your account and earns daily. You don’t have to do anything once it’s turned on — no lock-ups, no fees, and you can use your money anytime.
It’s an easy way to earn a little extra while you wait to invest.
2. How do I activate Grow?
To activate Grow:
Open the Gotrade app
Tap Grow on your homepage, Talk Money to Me page, or tap on the Grow pop-up.
Tap Activate Grow and accept the terms
Once it’s on, Grow runs in the background automatically.
3. How does Grow calculate my earnings?
Every morning, Gotrade checks how much unused USD cash you have.
Earnings are calculated on the first USD 100,000 of that idle cash using a rate shown in the app.
You’ll see how much you earned each day in the Grow section under “Earnings accrued today.”
4. When will I receive my Grow earnings?
Your total earnings for the month are paid out on the 5th of the next month, around 10:00 AM (WIB).
The money goes straight into your USD cash balance and is ready to use or withdraw immediately.
📌 Note: If your monthly earnings are below USD 0.01, no payout will happen, but the counter will reset for next month.
5. Are there any fees or lock-ups with Grow?
No — Grow is free to use, and your money is never locked up.
You can withdraw or invest your cash at any time. Even if you remove your cash before payout day, any earnings already recorded will still be paid on the 5th.
6. Who can use Grow?
Grow is only available to Prestige users — for now.
To learn more about Prestige status, please visit the Prestige FAQ page.
7. Why didn’t I earn anything today?
If your daily earnings show USD 0, here are the most common reasons:
You just activated Grow: Earnings begin the next day if you activated after 10:00 AM (WIB).
Grow was deactivated: You may have lost access due to your Prestige status.
You can check your Grow status anytime from the Portfolio tab.
8. Is the Grow earnings rate fixed or guaranteed?
No. The earnings rate can change at any time based on market conditions.
We’ll always show you the current rate in the app, and you’ll be notified if it changes.
📌 Reminder: Grow is not a savings product and is not insured like a traditional bank deposit.