Simply by entering into an agreement representing less than 1 full share. If Apple is trading at $100 per share, you can purchase 1/100 of an Apple share for $1.
Gotrade enables access to U.S. stocks from Indonesia through fully backed PALN product under the PALN scheme in accordance with regulations set by the Indonesian Financial Services Authority (OJK).
Users enter into an agreement with PT Valbury Asia Futures (“Valbury”), a licensed broker regulated by OJK for financial derivative products with securities as the underlying assets in Indonesia.
Valbury fully backs 100% of its agreement with Alpaca Securities LLC, a FINRA licensed broker-dealer in the United States.
When you buy that $1 of Apple shares, you enter into an agreement with Valbury. Valbury takes your $1 and buys 1/100th of Apple share in the US, through Alpaca Securities LLC.
Alpaca Securities "fractionalises" the share so you can own very small units of the most famous companies in the world.
Fractional shares are subject to stringent regulations in the United States.
In Indonesia, the scheme has been facilitated by CoFTRA/Bappebti Regulation No. 1 of 2022 concerning Futures Trading Implementation in the Context of Channeling of Customer Order to Foreign Futures Exchanges.